Ultimate Loan idea

[LOLKILLERTOTHEDEATH 1,921]

I thought about it, many times we reach a rank and want to buy something and sadly understand, we can't. SO my suggestion is, beside the "buy m1/m2/m3" button, there should be a button that says "Loan ____m1/m2/m3, what does this do?, well at the end of every month, 10% of the item that you want, the cost of that is taken out, so say I want hornet m3. I have to pay 15,860 crys every month. Now I know people will say "Oh well, what if a hacker hacks your account and then doesn't pay up?" Well to this, I suggest that BY the last day of every month, the system takes money from your account, whether you want to or not.

 

There are 2 options, as follows, for low and high income players.

 

Low income:They have to pay 10%/ month

 

High income: They (option, this is another option) can choose to give all of the crys they get in the month, exclusively for the loan. How are you high or low income?

 

If you are above rank second lieutenant you will automatically get the High rank option, because many times people can and will say"they are low income when they are high. If you want to "cheat", you can't because this system means that it isn't possible because if you are in negative crystals for more than a month, the item goes away. At the high level, you have to pay a minimum 20%, but if you want, above that is optional

 

The player will be warned 7 days before his loan money is due

[BuriedSky 1,319]

What if the person does not have enough money in his account for the installment...?

[NightHawk_Mike 98]

What if the person does not have enough money in his account for the installment...?

I guess the item disappears from your garage until you pay for it?...

[tanker538N 394]

Idk how to feel about this :x

[Earth 1,091]

lets say, i want m3 hornet but i have m0, i pay 15k every month, but earn more than 50k, that would realy kill the economics

[BlueDragon_tamki 3,204]

Idk

[LOLKILLERTOTHEDEATH 1,921]

lets say, i want m3 hornet but i have m0, i pay 15k every month, but earn more than 50k, that would realy kill the economics

There's a catch, a person can only loan upto 3 items per year. Or if you don't like that, you can just use the 50k elsewhere, you need not pay in loan

[LOLKILLERTOTHEDEATH 1,921]

What if the person does not have enough money in his account for the installment...?

THEY go in minus crystals, ok say I want m1 fire(I don't, really) but I take on loan, 1 month, instead of 700, I have 0 crys, so it takes my crystals to -700 until i can pay up those 700 crys and then when it reahes 0, I can continue to earn and not have to give it to the loan

[BuriedSky 1,319]

THEY go in minus crystals, ok say I want m1 fire(I don't, really) but I take on loan, 1 month, instead of 700, I have 0 crys, so it takes my crystals to -700 until i can pay up those 700 crys and then when it reahes 0, I can continue to earn and not have to give it to the loan

So that ways, one might keep buying on a loan and never repay the amount later....how much does negative crystals bother him?

(It can generate 'frauds' you see?)

[Capable 4,614]

I thought about it, many times we reach a rank and want to buy something and sadly understand, we can't. SO my suggestion is, beside the "buy m1/m2/m3" button, there should be a button that says "Loan ____m1/m2/m3, what does this do?, well at the end of every month, 10% of the item that you want, the cost of that is taken out, so say I want hornet m3. I have to pay 15,860 crys every month. Now I know people will say "Oh well, what if a hacker hacks your account and then doesn't pay up?" Well to this, I suggest that BY the last day of every month, the system takes money from your account, whether you want to or not.

 

There are 2 options, as follows, for low and high income players.

 

Low income:They have to pay 10%/ month

 

High income: They (option, this is another option) can choose to give all of the crys they get in the month, exclusively for the loan. HOw are you high or low income?

 

If you are above rank second lieutenant you will automatically get the High rank option, because many times people can and will say"they are low incomewhen they are high.

Awesome Idea, I love it, I always wanted this.

 

But it cant be all good their has to be a set back. Maybe you pay interest for every month you delay on maying the loan or something.

[dilsharox 2,395]

renting out garage items? 

[LOLKILLERTOTHEDEATH 1,921]

renting out garage items? 

not exactly, getting an item before you get enough crystals

[Yisroel.Rabin 16,224]

I can't find anything wrong with the idea, but it just doesn't feel right.

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[LOLKILLERTOTHEDEATH 1,921]

I can't find anything wrong with the idea, but it just doesn't feel right.

---

then it isn't wrong

[GhostRider750 614]

Many people don't pay their loans in real life.  I think the repayment of loans on Tanki would be even worse.  In Tanki and in real life people should just save up their money/crystals and pay for something in full when you buy it.  The alternative would be to rent/lease items in Tanki  but this has already been discussed and tried.  I'm guessing it wasn't very successful because it hasn't been repeated.

[LOLKILLERTOTHEDEATH 1,921]

Many people don't pay their loans in real life.  I think the repayment of loans on Tanki would be even worse.  In Tanki and in real life people should just save up their money/crystals and pay for something in full when you buy it.  The alternative would be to rent/lease items in Tanki  but this has already been discussed and tried.  I'm guessing it wasn't very successful because it hasn't been repeated.

NO, the system automatically takes crystals away

[LOLKILLERTOTHEDEATH 1,921]

So that ways, one might keep buying on a loan and never repay the amount later....how much does negative crystals bother him?

(It can generate 'frauds' you see?)

NO, he can't do that, because the system is so that it isn't possible to do that. If you are in negative  crystals, for more than a month, your item goes away, until you reach 0 crystals.

[BuriedSky 1,319]

NO, he can't do that, because the system is so that it isn't possible to do that. If you are in negative crystals, for more than a month, your item goes away, until you reach 0 crystals.

Then in that case, the innocent tankers will have a problem......

If due to any reason they aren't able to earn enough, then they would shout around saying that Tanki doesn't like them and it only favours buyers....as they lost the equipment as well as the crystals...

[LOLKILLERTOTHEDEATH 1,921]

Then in that case, the innocent tankers will have a problem......

If due to any reason they aren't able to earn enough, then they would shout around saying that Tanki doesn't like them and it only favours buyers....as they lost the equipment as well as the crystals...

true true true!

[projectkronos 24]

Who the heck would pay an entire month's earnings just use a gun during that time? I imagine you could just BUY the gun in a month. I just don't like the idea, as it stands the current system is fine.

[LOLKILLERTOTHEDEATH 1,921]

Who the heck would pay an entire month's earnings just use a gun during that time? I imagine you could just BUY the gun in a month. I just don't like the idea, as it stands the current system is fine.

You are miserably failing to understand. NOt the whole months, you have to pay a minimum 20%, but if you want, above that is optional if you're above second lieutanant, but for you minimum 10%

[LOLKILLERTOTHEDEATH 1,921]

hello?