Idea

[Therider 2,034]

Ive been thinking of this for a while now but i believe this is a good idea.

Taking out crystal Loans

Say there is a crystal bank where you can take a loan out,Like in Real life there is a time scale and maybe a certain amount you can borrow by rank limitations and intrest will be charged ect like in real life this would help players when they need it most and then they will pay it back in time.

This will reduce buying but i have seen a rise since kits came out but say for kits you must buy you cannot borrow to buy a kit?

What do you guys think?

Edited November 24, 2013 by Therider

[SlLVER 12]

ok

[Therider 2,034]

ok

great contribution thanks spender :3

[icerugby 1,886]

Post your ideas here.

However, IMO it's a bad idea... People could just borrow crystals and buy what they want easily. It may destroy the whole point of trying hard to earn crystals. People who worked hard to buy something would be in the exact same situation as someone who didn't work as hard and got a loan

Edited November 24, 2013 by icerugby

[Therider 2,034]

Post your ideas here.

However, IMO it's a bad idea... People could just borrow crystals and buy what they want easily. It may destroy the whole point of trying hard to earn crystals

still have to pay it back..

[SlLVER 12]

What if he stopped playing and couldn't earn the crystals to pay back?

[splitterpoint 10,986]

What if someone rented crystals, and then stopped playing?

Ohh, a ninja.

Edited November 24, 2013 by splitterpoint

[r_Mr.Protest0 228]

no offence, but you should name this topic "bad idea" :(

[ChuckNorris2090 102]

Sounds like a gr... bad idea, in my opinion. How long would you get to "pay back in time"? And also, if you don't, what consequence do you get if you don't "pay back in time"?

[Cook.My.Sock 269]

Nah this is not gomma work dude..... Cmon a crystal bank which offers loans?? I guess that's the last thing you will be neediing on tanki online. Either you gotta pay for the crystals or earn them....

[Repair-Kit 80]

Defaulters would forfeit their entire garage and be banned for 1 year. Great idea. :P

[Mr.71 123]

I think it could work. borrow crystals off other players.

 

Let say they borrow 150k crystals off a player they have say 4 months to pay back with intrest of say 15%.

 

20% of all income for the next 4 months will be used to pay off the debt, with the option to pay off more.

 

If you do not make your final repayments within 4month (including 15%) your items in your garage will be sold off for 75% of there value until there is enough to pay off the remaining balance.

 

Sounds good to me so if you want to borrow you can but it will cost you alot more then saving, and you will run the risk of losing it all. This would be a great way for the youngsters to learn about borrowing and paying back for when they get older and want to get cars on finance.

[r_Xerlos0 25]

Guys please post your Ideas here http://en.tankiforum.com/index.php?showtopic=182576?st=0 * ^^ So it counts  :D. 

And your idea is not bad actually, maybe  Tanki starts thinking about it and improve it but for now I think it is too complicated to work, but for now, I think they are really busy working on this ,  http://tankionline.com/en/blog/new-turrets-and-hulls-in-tanki-online/  :D

 

Regards. 

Edited November 25, 2013 by r_Xerlos0

[Farhan55 82]

Guys please post your Ideas here http://en.tankiforum.com/index.php?showtopic=182576?st=0 * ^^ So it counts  :D. 

And your idea is not bad actually, maybe  Tanki starts thinking about it and improve it but for now I think it is too complicated to work, but for now, I think they are really busy working on this ,  http://tankionline.com/en/blog/new-turrets-and-hulls-in-tanki-online/  :D

 

Regards. 

you dont have to tell us we know

[Ilia.ArchangeI 6,785]

Sorry, this could never work.

The risk of players just leaving the game is too high:

 

If borrowed from players, who would pay them back? Tanki? Don't think so.

If borrowed from Tanki, it's just like giving away free crystals with no return.

 

How would you guarantee that players stay in the game to pay off their debt? In fact their debt and the fact that they don't actually earn anything will make it all the more likely for them to leave.

[Remaine 4,687]

no

[ChuckNorris2090 102]

no

Nice plain simple answer: NO!  :P

[Mr.71 123]

Sorry, this could never work.

The risk of players just leaving the game is too high:

 

If borrowed from players, who would pay them back? Tanki? Don't think so.

If borrowed from Tanki, it's just like giving away free crystals with no return.

 

How would you guarantee that players stay in the game to pay off their debt? In fact their debt and the fact that they don't actually earn anything will make it all the more likely for them to leave.

No if the players lend the money and get a fixed rate of interest it would work.

 

If you lend 100k and get back 15% interest and have a set amount of time to pay it back or lose other things from your garage.

 

It would be down to the player if he wanted to give the loan. no different to a bank.

 

What stops me from going to the bank now and getting a £200000 loan, going on a holiday for a year then going bankrupt. The bank look at the assets and risk and decide if they want to take the risk on.

 

Players could lend money and gain interest the same as banks, and as with banks there is always a risk which is why there is interest

[r_Firingsniper0 1,215]

Put maximum loan. Interests. - Crystals. Look at the banks.

[r_ADITYA980 45]

if someone buys 10,000 crystals and he cant collect this amount of crystals till time scale is over than how will they get crystals back will they have -100 crystals

[Ashish2000 10]

Post your ideas here.

However, IMO it's a bad idea... People could just borrow crystals and buy what they want easily. It may destroy the whole point of trying hard to earn crystals. People who worked hard to buy something would be in the exact same situation as someone who didn't work as hard and got a loan

Yes he is right . bye taking loans we can upgrade our weapons and hulls without any hardwork and we can destroy the point of it