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Should Tankionline provide Loans?


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The amount of the loan is limited by rank.

Once a loan has been taken out, another loan can't be taken until the first is paid back (it would be expected that the crystals are used to improve the borrower's crystal earning capacity). 

Interest is payable, eg. 10% of the loan amount.

Loans are automatically paid by crystals earned in battles, or crystals purcahsed. 

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Great Idea

if you take a loan then you wont be able to buy and all crystals would go to tanki online untill the loan is payed back or if he has no money then take the item back and freeze the account for the no of days he used the item

It is like advance crystals

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when you hear loan in tanki you think it's time to get free crystals but lets make this a bit of a disadvantage like for example you borrow 5000 crystals everyday that amount will increase by lets say 200 so in 5 days you have to pay a overall amount of 6000, if you pay earlier the more money you save. the amount of crystals depends on how long to take it for, lets say I want to take a loan for 1 week I can take around 50000 but if I want to take a loan for 6 months I can only take max 10000. if you get to the deadline then you get ban for 1 week and after that week you still have to pay that amount but you only have a.limited time if you still don't then the punishment increases to 2 weeks. note higher ranks can take higher loans than lower ranks. another note you can't take loans on sales and 3 days before the sale because sale can sometimes be told in the forum 3~5 days before

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Seriously?

Are you proposing (and accepting) bringing real life's problems in the game?

No please, absolutely not!

Come on, we don't want to start owing to a game too....

+1

 

Neither a borrower nor a lender be.

 

Would had a whole new layer if incredible complexity to the Game Economics... As if the Devs haven't got enough to straighten out already.

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+1

 

Neither a borrower nor a lender be.

 

Would had a whole new layer if incredible complexity to the Game Economics... As if the Devs haven't got enough to straighten out already.

 

But what if the loan rate was indexed to the price of crude oil??

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too bad, dead loan will drive tanker away from the game, which defeat the original purpose to keep tankers in game.

 

real life already have tons of people driven to death by heavy loans, why make it into a happy tanki world

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Sorry, this could never work.

The risk of players just leaving the game is too high:

 

If borrowed from players, who would pay them back? Tanki? Don't think so.

If borrowed from Tanki, it's just like giving away free crystals with no return.

 

How would you guarantee that players stay in the game to pay off their debt? In fact their debt and the fact that they don't actually earn anything will make it all the more likely for them to leave.

Please use the search function before posting.

 

Closed.

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