[Declined] Bank Button

[deadmanrising 715]

Hi. Let me discuss a feature I have in mind that will help players earn daily crystals in another way.

 

Just similar to the referral system, 10% of crystals interest rate. In player's garage there needs to be added a new button called "Bank Button". The "Bank Button" is the player's personal banking system where he or she deposits crystals to the bank. For example, if I were to deposit 100,000 crystals, the next 24 hours (real time) I would earn a 10% interest rate. That is an extra 10,000 crystals on top of the original 100,000 crystals that I deposited.

 

 

As you can see from the image above, I added a "Bank" button.

 

Any player who places any amount of crystals would earn a +10% interest rate added to their current amount of crystals.

Even if they wanted to implement this they would have to create another database and add more server space just so that you can transfer your crystals which would be pointless because the model of the game is one dimensional

 

There is just no point of this suggestion, unless you were investing into a scheme to purchase equipment which still wouldn't work

[RIDDLER_8 5,557]

Someone has previously created a topic post about a lock-safe.Having a lock-safe, that you could deposit crystals to prevent anyone, including yourself, from spending them would be an amazing feature to have in player's personal garage. The lock-safe is a brilliant idea. It would help and protect players against hackers who hack into accounts and spend crystals, to ease the load on tech support. The lock-safe would be protected by a password only known by you, a password different from the one you use to log in. Players would themselves create the lock-safe password and change it according to their safety standards. You would use that password to access the lock-safe and spend the crystals inside. The lock-safe would be the ultimate identity theft protect for Tanki Online players to further safeguard their accounts against theft. What I mean here is that this lock-safe feature would add an extra layer of protection to player's garages, just like the password that you submit along with your nickname to enter your personal account.

[generalpotato_PRO 1,076]

There was a topic somewhere before for like a lock-safe, that you could deposit crystals to prevent anyone, including yourself, from spending them. It would help against hackers who hack into account and spend crystals, to ease the load on tech support. The lock-safe would be protected by a password only known by you, a password different from the one you use to log in. You would use that password to access the lock-safe and spend the crystals inside.

 

Someone has previously created a topic post about a lock-safe.Having a lock-safe, that you could deposit crystals to prevent anyone, including yourself, from spending them. It would help and protect players against hackers who hack into accounts and spend crystals, to ease the load on tech support. The lock-safe would be protected by a password only known by you, a password different from the one you use to log in. You would use that password to access the lock-safe and spend the crystals inside.

:huh:  :huh:  :huh:  He literally copy-pasted exactly what I wrote, changing a few phrases here and there and adding some of his own reiterations of the same statements.... -_- What in the world... Like why...????

[deadmanrising 715]

Someone has previously created a topic post about a lock-safe.Having a lock-safe, that you could deposit crystals to prevent anyone, including yourself, from spending them would be an amazing feature to have in player's personal garage. The lock-safe is a brilliant idea. It would help and protect players against hackers who hack into accounts and spend crystals, to ease the load on tech support. The lock-safe would be protected by a password only known by you, a password different from the one you use to log in. Players would themselves create the lock-safe password and change it according to their safety standards. You would use that password to access the lock-safe and spend the crystals inside. The lock-safe would be the ultimate identity theft protect for Tanki Online players to further safeguard their accounts against theft. What I mean here is that this lock-safe feature would add an extra layer of protection to player's garages, just like the password that you submit along with your nickname to enter your personal account.

Not sure if that was someone else or me, since i suggested that also

[basenji7 1,199]

Well, both ideas are similar in one way or another - we know interest rates thing isn't gonna happen. 

 

Your topic suggests something related to banks, so does the author's. ;)

I wouldn't really consider them the same. The first one doesn't give any crystals - it's just a way for players to exercise self-control or protect their crystals against hackers. Giving interest, I agree is not a very good idea, but I actually think the "lock-safe" would be a pretty good idea. I understand that it would probably take some time and only adds very little to the game. I just don't think these two topics should have been combined.  ;)

[GoldRock 6,165]

One should understand why interest rates exist on bank savings in real life in the first place. It's not the bank giving out free money - they give you interest on your savings because when you save with them, they can make use of your savings to make investments, a proportion of profits from which they pass back to you as 'interest' to encourage you to save with them. 

As Tanki is obviously not a real-world economy in this way (crystal savings in the 'Bank' would not be used in 'investments'), no economic wealth would be generated and the crystals paid as 'interest' would be pulled from thin air. All this will do is help to ensure everyone has more crystals for free, which will devalue crystals and the equipment one can buy with them (everyone will just be able to afford more).

[basenji7 1,199]

One should understand why interest rates exist on bank savings in real life in the first place. It's not the bank giving out free money - they give you interest on your savings because when you save with them, they can make use of your savings to make investments, a proportion of profits from which they pass back to you as 'interest' to encourage you to save with them. 

 

As Tanki is obviously not a real-world economy in this way (crystal savings in the 'Bank' would not be used in 'investments'), no economic wealth would be generated and the crystals paid as 'interest' would be pulled from thin air. All this will do is help to ensure everyone has more crystals for free, which will devalue crystals and the equipment one can buy with them (everyone will just be able to afford more).

 

hhh inflation 

Also, because in a bank the risk of your money being lost is very low, the interest rate is similarly low. Higher-risk investments would yield a higher interest rate. Since the risk of your crystals being lost is literally zero, there is no interest. 

 

Wait but isn't the battlefund just giving people more crystals?

[GoldRock 6,165]

Wait but isn't the battlefund just giving people more crystals?

But those have to be generated in the battle fund and 'earned' in return for battling, at the very least.

[basenji7 1,199]

But those have to be generated in the battle fund and 'earned' in return for battling, at the very least.

But then there's still more crystals in total 

 

Actually nvm it's different right because Tanki's economy isn't really an economy 

[generalpotato_PRO 1,076]

Not sure if that was someone else or me, since i suggested that also

Maybe your topic was merged with it? It was suggested by fordmustang12345

 

Crystal Lockbox

[jdc20181 213]

I think this should be re-instated under review (move this to another thread if needed)

 

 

Here is how I look at a bank for use:

 

 

Saving! You can simply deposit how ever many crystals you want to into a savings bank - crystals will not go up or down.

 

here is the trick though you can't withdraw. You can change the item you are working toward but can't remove the crystals or use them otherwise. 

 

 

A little confirmation saying "Are you sure you want to deposit xxx crystals into your savings account to work toward xxxx tank/upgrade/hull?

Goals can be changed however, crystals are non-refundable to your main account balance. "

 

 

Does this make more sense? I understand that the game economy is very sensitive, and vote against any such thing as farming or collecting them that way. 

 

I play a mobile game and it introduced mining which you can get tokens it isnt the in game currency but it is for a mini game, anyways with mining you can get thousands vs. used to people onyl had a few hundred. It devalued the mini game currency...

 

So No tanki shouldnt have a bank rather a saving account that does not affect the amount of crystals deposited (and may even attatch a fee to deposit xD)

[RIDDLER_8 5,557]

How can you use the crystals if you cannot withdraw what you have deposited?

[RIDDLER_8 5,557]

Depositing crystals should give players some crystals extra of some sort. It needs to benefit for micro upgrading turrets, hulls and paints.

[Cra1200000 0]

I agree on this you can save alot of crys and get more equipment. Like if your in the bottom ranks and you want to buy a kit higher than your lvl you can save that money until you lvl up and can buy the kit or equipment.

[RIDDLER_8 5,557]

 

Cra1200000 - This is a brilliant idea. This will help players save up and buy kits. Kits are very expensive, you know.

 

[mtbarden3 68]

Why would tanki institute a "crystal time vault" to keep your self-control in check? If you want to save crystals until the sale... save crystals until the sale. It may be tempting but it's not that hard...

[Cra1200000 0]

Thx RIDDLER_8

[deadmanrising 715]

Maybe your topic was merged with it? It was suggested by fordmustang12345

Nope his idea was similar but different from mine

[VaudeVille 1,428]

The basic concept behind ur idea isn't bad this time but interest rate is totally insane!

If u get an interest rate of 10% in 6months, it's still feasible. A buyer who deposits 2 million crystals would still end up making 400k crystals a year without doing anything.

Therefore such an update can potentially ruin the economy and kill the game.

[mtbarden3 68]

The basic concept behind ur idea isn't bad this time but interest rate is totally insane!

If u get an interest rate of 10% in 6months, it's still feasible. A buyer who deposits 2 million crystals would still end up making 400k crystals a year without doing anything.

Therefore such an update can potentially ruin the economy and kill the game.

Even 1% could destroy the economical structure.

[jdc20181 213]

How can you use the crystals if you cannot withdraw what you have deposited?

You would. Say you are working torward isda m1 okay so, you deposit 300 crystals a week until you have enough- then u cash out, the button says Buy your choosen item becomes green when the amount is correct. 

 

You don't withdraw because it is like a safe deposit box...You don't wanna spend but everyone does this- and ends up with 0 crystals and no m1 isda. 

 

see the point? 

 

Depositing crystals should give players some crystals extra of some sort. It needs to benefit for micro upgrading turrets, hulls and paints.

No. Because the economy of tanki won't allow it. 

 

The way I added, it doesn't award you anything except the goal u earned to. 

 

And FYI My idea also let's you change your mind- say you want m1 thunder or m2 rail instead. just choose change goal.